When you are excitedly looking to purchase a used car it is easy to get carried away and cast a more than innocent eye toward that rather sporty looking used Audi. Seeing yourself cruising around in luxury and refinement in a prestige vehicle is nearly every drivers dream. The reality can often be something less spectacular however, and choosing the right used car for you and your circumstances requires an honest self-assessment of your needs and finances.
Buying a used car is not just about the initial financial outlay; there are obviously on-going costs that need to be accounted for when deciding whether that shiny used BMW is the right model for you. Assessing your annual mileage alongside the fuel economy of the car often causes a bit of a shock when the year’s fuel running costs are written down on a piece of paper, as does the cost for even a couple of new tyres and the occasional running repair. If your budget is tight, affording the fuel for a small diesel hatchback that can total up to 60 mpg suddenly appears a much safer option than a large petrol engine that hauls a large sleek chassis along behind it.
Road tax is becoming an increasingly expensive duty for cars that have less efficient emissions or large engines and that annual charge alone can be prohibitive for some used car buyers. It is also important to look at the primary usage of the car, whether you are looking for a car to drive predominantly short journeys or longer ones, how many passengers you generally have or how much luggage or equipment you carry. They are all factors that need assessing in order to find the right car. Pushing the financial limits often means compromising on another aspect of your household budget; so ensure savings can be made elsewhere before splashing out.
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